Illinois Health Insurance is Non-Negotiable When It Comes To The H1N1 Virus
This year’s flu concerns should heed caution for individuals, who do not have Illinois health insurance. At present date, the H1NI has assumed 20 lives and hospitalized 476. [Source: Illinois Department of Health http://www.idph.state.il.us/h1n1_flu/sf_statistics.htm] Between the sick days, doctor’s visits and other medical necessities, the uncertainties of the H1N1 virus are too ominous to chance until the Obama health plan is finalized.
For individuals who are not on public aid and do not have Illinois health insurance, these benefits are not available for “free.” In the state of Illinois, 250,000 children are uninsured. Subsequent to the death of a Naperville high school student, uninsured families should explore their affordable medical coverage options.
The H1N1 virus turned into a sickeningly expensive ordeal for the Kronish family. With a job lay-off their primary source of income was eliminated. The Cobra health benefits offered with termination seemed to cost too much for a family of four healthy children aged eight, 11, 13 and 14, on a $57,000 income.
The Kronishs’ rushed their 11-year old son to the hospital, after he complained of symptoms similar to the ones used to describe the H1N1 virus. The emergency room visit turned into an overnight of observation valued at $3500. To prevent another problem, the rest of the family was vaccinated at a doctor’s office for another $375. Not having Illinois health insurance cost them $3875. Meanwhile, the entire – cost the Kronish family medical bills ended up costing the same amount as medical coverage for the entire family. While they’re making payments on the emergency bill, they remain uninsured and protected from any potential other medical crises.
Today, medical clinic and doctor’s visits are between $65 and $150. The visit does not cover the cost of any prescriptions or vaccinations. In other words, for the uninsured, the H1N1 vaccination is $75 to $85, compared to the free service, Illinois health insurance plans are promising. Not, to mention, medical coverage policyholders can even go to the local general stores (in example, Walgreens, CVS, Osco, and other locations) for the vaccinations.
The H1N1 virus exemplifies how a simple emergency room visit and an overnight observation can add up to an expensive incident that a normal Illinois health insurance policy would cover.
Bookmark or visit Illinois Life & Health for additional information pertaining to Illinois medical insurance. The site provides the latest news, resources and a no obligation Illinois medical insurance quote, online.
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