Understanding How a Merchant Account Works
You might be asking yourself what is a merchant account. A merchant account is not a bank account. It is a independent account that works in Alliance with a payment gateway, that actually interprets the billing information from credit cards and checks, and your general business bank account.
Just where do you get a merchant account from? Well, you cannot get a merchant account from just an ordinary bank or say, your local bank a block form your home. Common banks do not wish to bother with accepting credit card payments because of the higher risk of credit card fraud. So, to get a merchant account you will need to deal and apply with a merchant account provider that specializes in this process.

